JHP Wealth Builders

Annuities Annuities are flexible, customizable financial products that can provide a steady income stream, making them a popular tool for retirement security. People often buy annuities to ensure they have a reliable source of income during retirement. Annuities can be customized to meet different financial goals and timelines, from guaranteed lifetime income to a fixed … Read more

HEALTH INSURANCE Health insurance provides coverage that pays for medical and surgical expenses incurred. Health insurance is a pivotal mechanism in modern healthcare systems, designed to protect individuals from the financial burden of medical expenses. It operates by pooling resources through premiums paid by insured individuals or their employers, thereby spreading the financial risk associated … Read more

Planning Retirement Planning Retirement planning is the process of setting financial goals and creating a structured approach to ensure you have sufficient income and resources to support your lifestyle during retirement. It involves saving, investing, and making strategic financial decisions throughout your working years to create a reliable money source that will sustain you in … Read more

401(k) Rollover A 401(k) Rollover is the process of transferring funds from a previous employer-sponsored 401(k) retirement plan into another tax-advantaged retirement account.  By doing a rollover, it allows you to keep your retirement savings growing, increasing investment options, and consolidating funds for easier management.   No transfer fee, no penalty or taxes due at transfer. “Receive … Read more

Annuities Annuities are flexible, customizable financial products that can provide a steady income stream, making them a popular tool for retirement security. People often buy annuities to ensure they have a reliable source of income during retirement. Annuities can be customized to meet different financial goals and timelines, from guaranteed lifetime income to a fixed … Read more

LIFE INSURANCE Life insurance is a financial product designed to protect you and your loved ones financially. When you purchase a life insurance policy, you agree with an insurance company that agrees to pay a tax-free lump-sum benefit to your or your designated beneficiaries during the event. Term Life Insurance Term life insurance is a … Read more