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Annuities
Annuities are flexible, customizable financial products that can provide a steady income stream, making them a popular tool for retirement security. People often buy annuities to ensure they have a reliable source of income during retirement. Annuities can be customized to meet different financial goals and timelines, from guaranteed lifetime income to a fixed income for a set number of years.
Fixed Index Annuities are tied to a stock market index, like the S&P 500 thus offering a potential for higher returns than fixed annuities. It comes with 0% floor meaning it has downside market protection and you do not lose your principal amount and has guaranteed minimum return rates.
Fixed Annuities provide a guaranteed, regular payment amount, making them low-risk and predictable. This type is often used by those who want steady, dependable income without market fluctuations.
This is a type of savings account designed to help individuals or businesses save for retirement while offering tax advantages.
